Net interest margins

Banks’ NIM to compress 10-20 bps over subsequent two years: Fitch Rankings

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Internet curiosity margins (NIMs) of banks are anticipated to fall by 10-20 bps over the following two years from the present cyclical peak of three.6 per cent in 9M FY24 pushed by rising funding prices because of higher competitors for deposits, normalising liquidity situations and elevated mortgage progress.  “Enchancment of their working revenue/risk-weighted belongings could possibly be restricted if banks proceed to fund … Read more

The way to play banking shares in a rising charge state of affairs

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Practically ₹6-lakh crore of extra liquidity has virtually dried in about six months. Benchmark charge or repo has risen from 4 per cent till Might 4, 2022, has risen to five.9 per cent, a stage final seen in 2018. There could also be one other 50–75 foundation factors (bps) hike to abdomen, going by the … Read more